Frequently Asked Questions

After a car or truck crash, our Detroit Lakes, Minnesota, accident lawyers frequently get asked these questions. You should know about the personal injury and accident insurance claim...
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After a car or truck crash, our Detroit Lakes, Minnesota, accident lawyers frequently get asked these questions. You should know about the personal injury and accident insurance claim process as you look for an accident lawyer in Minnesota or North Dakota. Here are some of the most frequently asked questions that people have after being involved in a crash or hurt in an accident.

These are common questions when you decide if you need to call a lawyer after a car crash or whether you need to contact an attorney after a work comp accident. Feel free to contact us if your question is not listed below or you are looking for a detailed answer. You can also Search Stowman Law in the box to the left!
* Please click on the question to view the answer.

Do I have to call you?

You can either call us, or you can email us.  Email us either with the form on our Contact page or with the “I Have Questions” form to the right.

Is there a charge for me to call you?
There is no charge for your phone call to the personal injury attorneys at Stowman Law Firm, P.A. The first phone call is free.
Is there a charge for my first meeting with the lawyers at the Stowman Law Firm, P.A.?
The initial consultation is also free. At our first meeting or in our first phone call, we will ask you questions about your accident. We want to find out if we can help you.
How do I know if I even need a lawyer?
Sometimes, a lawyer may not be needed. But, you should at least give yourself a chance to learn your rights. Call or visit a personal injury attorney to see if they can help you.
I have a lawyer, but my lawyer does not handle personal injury accident cases. What do I do?

Some lawyers do not handle personal injury cases like car crashes and truck accidents.  If your lawyer does not handle accident claims, tell him or her that you will contact our office. You can even have your lawyer call our office for you.  Many attorneys trust their clients to our office for help with questions after car accidents and truck crashes. It is called a referral.

How long does it normally take for a personal injury case to be settled?

Each case is different in its own way, and depends on many circumstances and situations. The best way to get a more approximate answer is to contact a personal injury lawyer at the Stowman Law Firm, P.A.

What is No fault Insurance?

No-fault insurance pays for many out-of-pocket expenses such as medical bills, wage loss, and replacement services after a car accident, truck accident, accident involving a trailer being pulled by a vehicle, pedestrians hit by a car, and some motorcycle accidents. NoFault insurance is usually your own insurance. It doesn’t matter who caused the accident. All Minnesota vehicle owners are required to have this insurance. No-fault insurance is optional for Minnesota motorcycles. Make sure to talk with a lawyer if you wonder if you have no-fault insurance.

What is “Wrongful Death?”

A wrongful death claim is a claim after someone is killed, such as in an accident, caused by the negligence of someone else. There is probably a wrongful death claim if someone you know was killed in a car accident, motorcycle accident, truck accident, rollover accident, or even an ATV accident or boating accident.

What are “Product Liability” or “Defective Product” claims?

Product liability and defective product claims describe the responsibility of a manufacturer or distributor for injury, which is normally the result of a defective product. Examples could be if an air bag didn’t deploy in a car accident and someone was severely injured, or if a child was injured from a poorly made toy.

What if I am injured at an event like We Fest Country Music Festival or by a drunk driver at We Fest?

People are responsible for their actions, even at an event like We Fest. If you were assaulted or negligently injured by someone at We Fest, call or email us. If you were injured or in a car accident caused by a drunk driver during We Fest, get in touch with our office.

I was in a car accident caused by a drunk driver. Can you help me?

Yes, we can probably help. Drunk drivers and intoxicated drivers often cause car accidents, and often cause personal injuries. The sooner you call our office with questions about a car accident caused by a drunk driver or intoxicated driver, the sooner we can help.

I was the passenger in a car that was in a car accident. Do I have a personal injury case?

We often help passengers injured in car accidents. Whether you are the driver or the passenger injured in a car accident, we can probably help. At the very least, we will try to answer your questions.

How long do I have to start my case?

You are asking about the statute of limitations. The statute of limitations is the law that sets the the time limit for your lawsuit. For instance, an injury car accident caused by negligence in Minnesota might have a 6 year statute of limitations. The “might” is there because some car accidents have special rules that dramatically shorten or lengthen the time limit. Some injury accident claims also have notice requirements – you might have to give notice of your claim within just a few weeks of the accident to the person or entity you think caused your injuries. Wrongful death claims, medical malpractice cases, defective product cases, and drunk driving cases all have different time limits. The best way to determine the statute of limitations for your case is to call. There is no charge for your call.

How much is my personal injury case worth? Should I take the insurance company’s settlement offer?

How much your car accident case is worth is a question about damages.  Clients often want to know how much money the insurance company will pay in settlement.  The answer is that your case is worth exactly the amount of money that you can prove in damages.  There is no such thing as a personal injury claim settlement calculator.  There is no magic formula to determine how much your settlement should be.  Damages are things like lost wages, medical bills, and pain and disability – pain and suffering.  It is easy to figure out how much money you lost in wages and medical bills.  Add up the days or weeks you missed at work.  Add up the medical bills.  The pay stubs and the medical bills don’t lie.  Pain and disability requires you to show all the ways that the crash changed your life.  You might not sleep well.  You might hurt. You might not be able to do all the things you could do before the accident. Remember that every accident is different, and not all cases settle.  You can read more about what your injury claim might be worth by clicking here or clicking here.  You can also ask a question in the “I Have Questions” box to the left, or search our website in the “Search Stowman Law” box at the top left of the page.

Contact us if you have a personal injury question not listed here. There is no charge for your free initial consultation with a lawyer. You can call and talk to an attorney for free, and your first meeting with a lawyer is free. You can email us on Contact page, or ask questions in the I Have Questions box to the left. You can search our website for answers in the Search Stowman Law box at the top.